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Just picked up this Ace badged Schwinn last night

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stpeteschwinn

Finally riding a big boys bike
...along with a two tone red early 50's Panther. Any idea what this is worth...the grease on the wheels wipes right off revealing some super nice wheels. Never owned one this old before. Any thoughts appreciated.
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I thought the straight down tube makes it 1939

I can't tell from that pic if it has the built in drop stand ears which are a sure tell of a '39 DX. I had a '39 DX that also had the built in fork stops which some claim is a '41 SD only thing-not true. I also had a bare '39 DX frame with the stops. V/r Shawn
 
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