My reasoning was this: the 1936-1940 Murray-built frames I've had and noted used the shim frame, and the 1939 Pacemaker ad shows shim frame.
Seems 1941 brought the "electroforged" seat-mast/clamp area using the 5/8" post w/o shims.
However, thinking back now, I had a 1941 boys Murray Elgin that used shims, and I think the 1941 Murray-built Miss America uses shims...? The Sears catalog shows both types of frames for 1941.
Now I'm thinking that both types of frames were made at the same time.
Another thing I've noticed from original Pacemaker-type bikes is that the fender differences seem to be consistent with frame style. Anyone else seen this?