There is another feature that can be easily missed. In 55 Schwinn changed the fork design on pivot. In parts catalogs it's called 'New spring fork' Previously the mounting hole on fender to pivot was set back but in 55 and forward even too the last wide fenders Schwinn built, extra phantom wide or regular, it's about center under the fork tube . That's something that Schwinn skipped when making the 95 repop phantoms, they said it's 1952 reproduction but not, when you consider how the fender is mounted, that's 55 with centered mount under fork tube. Or did they? are some center mounted and others pre-55 types, not sure except my 55 is center mounted and 96-8 cruiser classic 7 with 95 phantom 'Centennial' frame including extra wide phantom fenders, and spring fork also made to fit a lock, is centered too. Albeit, I've checked and nobody knows of a repop fender to fit the pre-55 set back mounting hole, ya gotta drill a new hole, prepare for plenty rust, rot there or get an adapter made. . So, if you intend to replace with original parts verses repop then you need to get the fender hole mount to spring fork pivot right. Only 55 and forward or repop fenders does the trick on 1955's 'New spring fork' .