I'm the Wiz, and nobody beats me!
It is a BFG schwinn, has the headbadge to match. I call it a deluxe hornet due to having the springer fork. Plus it’s easier to understand than saying it’s similar to the catalog model “DB97XE.” But due to the two tone guard, springer and small differences that don’t exactly match the catalog images. I’m not sure what else to call it because all hornets I’ve ever known were non-springer bikes until the mid 50’s. Of course I’m not an expert either..
serial number for reference - F025090
Many of the models had the option for the springer fork, and for that D-19 it was $3.80 extra. Another $2.40 for the locking mechanism. The front expander brake was also an option for those when ordering.