Nice bike, thanks Glenn! There a couple of things that puzzles me: The decal on the seat post tube: Seen a couple of other Ramblers with that decal and it's placing. But if they were equipped with the original leather toolbox as stated in the catalogues, you wouldn't see this decal, the tool box would cover it. Or did this model not have the tool box? Or maybe the decal was covered by the tool box and everyone was happy with that...
Another thing is the head badge: Should it be painted black as on your bike? Seen one in brass finish with black as background for the text. But also one nickel plated and black. And i wonder if the lugs near the crank also were gold pinstriped?
Regarding fenders, my bike has a screw in the back side of the front fork indicating it would be for a fender.