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In my area people tend to ride their bikes in everyday clothes. Which include long coats. I assume that is the reason skirt guards are called "coat guards" over here. And are common on both men's and ladies' bikes.
It's natural to complain, and we all do it now and then, but if people in the world spent a fraction of the energy they spend complaining on worthwhile things, many diseases would be cured and broken bicycles fixed.
These days I try to force myself to find at least one good thing for every bad thing around me that I find. It's not always easy, but it's better for you in the long run.
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