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Scam with Zelle?

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I have heard to scams with people requesting you pay with Zelle but the item never arrives. Or scammers fish for your account info and password and drain your account. Yesterday I had someone want to buy a $2,500 saddle; they were going to pay with Zelle. The immediate red flag was that they wanted it overnighted and were offering an additional $200 ($2,700 total) for the overnight shipping. Once you receive a Zelle payment can it be withdrawn? Anyone else encounter a similar situation with this payment method?

sounds like the same scam that's popular on craigslist, only the scammer sends a fake money order for x-amt over the asking price.
you cash it and a week or so later your bank pulls the funds and fees back.
dunno how it works with zelle.
 
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