Well, I'll say it but you won't like it. The seat on your Racer is for a kid, you need one for an adult.
Did your bike mechanic install new brake pads? I'm guessing no if they are making noise.
Kool Stop pads are good but more $'s. All kinds of replacements are available. But don't buy any NOS replacements, they'll most likely be hard as a rock.
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