Thanks for acknowledging the work put in by all here, it's appreciated (-:Just picked this Elgin Lady up yesterday at a barn sale in MD. She was marked as a “1932 Elgin.”
Frame Number is D49663 and BB is F5, so in reality it looks like she just had her 80th Birthday this past May. I’m guessing she is a 1939 Ladies Special (or Sport)?
Thanks for everyone’s time, research, and shared posts - I’ve learned a lot in the past 24 hours.