I need help with a decision on two bike please. There are no wrong opinions so let 'em rip

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Wanted33

Finally riding a big boys bike
Oct 6, 2019
172
66
Concord, NC
I posted the other day about a 1962 J.C. Higgin's I was looking at, and the seller also has a 1955 J.C. Higgin's that that has been on my mind for the last several days which may have been the one I would buy. That was until today when the seller posted a 1996 Schwinn Deluxe Cruiser 7. The '55 Higgins, and the Schwinn are both listed at $500. I need help, so I would appreciate all opinions on which you would choose, and why if you don't mind. Thank you once again for your help. This is going to be this newbie's first collector bike purchase, and I want to get it as close to right as possible. Here they are.

Here's the Higgen's. The owner say it's all original except for the tires, and that the bike rides great.
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Here's the Schwinn. It has one little smudge on one decal, and two small spots of bad paint on the rack.

Schwinn Deluxe.jpg
 
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Wanted33

Finally riding a big boys bike
Oct 6, 2019
172
66
Concord, NC
Ummmm, I think I see a pattern here. Thanks guys, I was still leaning towards the Higgin's, but way wavering. Not any more. I'm heading out to take a look at it tomorrow. I'm hoping he has a little wiggle room on the price. If you have any suggestions on a good offer I would appreciate the help. I don't want to embarrass myself, or make the gentleman mad.
 

Wanted33

Finally riding a big boys bike
Oct 6, 2019
172
66
Concord, NC
I think I saw that Higgins online. Is it in the SouthEast? If so, his price is a bit high. However, it is a good looking ride and if YOU like it, well...
@DonChristie It is Don. It's down in Oakboro, NC just a bit southeast of me. I'm gonna do some negotiating with the seller, and hopefully he will come down some. If he's a true salesman I think we can come to a better selling price. I hope. I'm heading down to Albemarle to see Mike "bikemonkey" tomorrow for a little work on a couple of hubs, and I'll get some advise from him before I head over to Oakboro. Talking with the seller he says he knows Mike, so maybe I can finagle a bit.
 
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Superman1984

Finally riding a big boys bike
Oct 28, 2019
224
36
Pageland South Carolina
I have seen that Higgins listed for a while. It hasn't went no where for $500 so if he's stuck there he'll own it for a while. I want it but for $500 I want something investment worth it too. Hopefully you aren't the guy from Concord who had the crusty vintage bike for free on FB Marketplace a while back:neutral:.
 
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