You guys are all absolutely correct. I stayed up last night until I crashed but I finally found it. There was no such thing as a 1964 Schwinn Heavy Duti. However, the 1914 frame is the same frame that was used on the 1964 A13 Kingsize American from the years before. What's really neat is that the 1965 M14 Heavy Duti is shown in an enhanced photograph with the shorter head tube in the 1965 dealer catalog but called out in the specs with the 1914 frame. It was also fitted with the 5849 chainguard, a throughback to earlier times. Now, the really neat part for me is that the 1966 is a completely different model. It is now the M15 and is equipped with the 1920 frame and the 5819 chainguard.
For the next 4 years at least, the bike does not offer the Kingsize version and comes equipped only with the 1920 frame.
I have two questions;
1. Does anybody own a mid year serial number confirmed 1965 Heavy Duti with the 1920 frame?
2. Is it possible that the 1965 Kingsize Heavy Duti was the the result of the need to use up all of the unused Kingsize American frames from 1964? And, if so, is the 1965 Kingsize Heavy Duti a VERY RARE BIKE?